Our Programs

Our programs are ideal for a variety of borrowers ranging from those who require a fast close to others who may have poor credit history. We have a variety options for different needs and wants.


Choose your loan program

Lowest Rates


Our Premiere product in Alt-Doc Financing. SIVA Elite has the LOWEST Non-QM Interest Rates in the Nation. and is now available to both W2 and Self-Employed Borrowers.

Most Popular


Our most famous product, this program has been compared to private money sources while having rates similar to a conventional product.

Long Term Fixed


Designed for Borrowers with less than perfect credit, SIVA Preferred is an excellent alternative to the Elite product. Liberal underwriting is the ethos of this product.

Lowest Rates


Our philosophy on private lending is simple: Property Based. Our private money loans are solely based on LTV and property location.

No Standard Requirements


The mentality behind our Foreign National Program is simple: We want your business. Forget about what other lenders require.

15 Years of Service

Committed to your satisfaction

If we say “yes” consider it done. With a 97% customer satisfaction rating, we’re proud to say our customers think we’re virtually perfect when it comes to delivering a satisfying experience. But we aren’t satisfied yet! We’re constantly looking for ways to raise the bar and deliver more value.

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Recently Employed
Foreign Nationals
Real Estate Investors
No Income
Senior Citizens

Who We Help

Our programs are ideal for a variety of borrowers ranging from those who require
 fast close to others who may have a poor credit history. We have a variety of options 
for different needs and wants.

See Our Programs

How everything works

Apply in minutes

Get personal loan options customized based on what you tell us.

Choose a loan program

Select the rate, term, and payment options you like best.

Get funded

Your loan could be sent straight to
 your bank account.


What peopleare saying

“I have worked with TLA Bancorp on many deals. They offer very unique programs for those hard-to-place loans and always seem to find a way to get deals done.”

Fred B.
Los Angeles, CA

“We have worked with some of the staff at TLA since the mortgage meltdown. They have been able to provide programs needed for our clients with terms and conditions needed in a marketplace that was not available. We will continue to work with them in the future.”

Tony R.
Los Angeles, CA

“TLA Bancorp has helped me with the sale of my condo, the purchase of a new home, and a few refinances. They’re very honest and upfront, educated and knowledgeable about the lending practices of current times, and a great company to work with. They will do their best to get the job done. I’ve referred them to all of my friends and family and will continue to use them for all my real estate endeavors. With confidence!”

Renee S.
Los Angeles, CA

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