Property Based

Private Lending

Our philosophy on private lending is simple: Property Based. Our private money loans are solely based on LTV and property location. We do not require credit, income, reserves, or even appraisals most of the time and we will close your loan in less than a week.

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Program Details

Although the cost of Private Lending is higher than our more conventional products, you get what you pay for. Simplicity and Peace of Mind is our goal on all Private Transactions and we will let you know within hours if we can fund your loan. If you need to close TODAY without any headaches you will not find a more reliable source. Guaranteed.

All Property Types

  • Purchase, Refinance R/T + C/O
  • Loan Amounts to $5M
  • Docs Within 24 Hours Possible
  • 70% Max LTV (Max LTV is Based on Property Strengths)
  • O/O OK (Business Purpose Not Verified to $450K)\
  • No Appraisals
  • No Income
  • No Reserves
  • No Credit
  • No Max C/O
  • 100% Gift Funds OK
  • Nationwide Possible Rates Starting @8.5% I/O
  • 5 Year Terms Available
  • Bridge Loans Available


** Unlimited Loan Amounts are taken on a case-by-case basis and decision will be based upon compensating factors of Borrower’s strengths such as High Reserves, Excellent Credit, etc.

How everything works

Apply in minutes

Get personal loan options customized based on what you tell us.

Choose a loan program

Select the rate, term, and payment options you like best.

Get funded

Your loan could be sent straight to
 your bank account.

Frequently Asked Questions

TLA Bancorp is an experienced and seasoned licensed lender, offering loans to brokers, realtors, and consumers alike.  Just tell us about yourself, your home, and your finances, and we’ll give you real rates and numbers. We’ll get you approved and be open to any and all questions you may have that will help you choose the mortgage that’s right for you.

TLA Bancorp is a seasoned licensed lender offering products to industry professionals and consumers alike.  Just tell us a little about yourself, your home, and your finances and we’ll be able to give you real rates, costs (if any), and turn times immediately while ensuring we address all your questions and concerns throughout the process.

We provide award-winning customer service and expert advice when you need it 24 hours a day, 7 days a week. Our team is ready to assist you at any time.

Yes. Protecting your personal information is our top priority.

TLA Bancorp is located at 29209 Canwood Street Ste 210, Agoura Hills, CA 91301.

Certain programs will require certain credit criteria and requirements. However, some do not require any credit requirements of any kind at all. Please call one of our professional team members for more information.

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 expert support team.

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team by email.

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